8040 Ortonville Road
The market can help your money grow, but we all know it doesn’t provide security. Many times, especially in retirement, we need our financial strategies to include some secured income products. For example, annuities (insurance products with guarantees*) can provide a source of supplemental income throughout your retirement.
At Daniel Krug & Associates, we know that asset protection is more than simply creating a strategic asset allocation. We focus on several different allocation components, including product allocation. This type of allocation refers to buying instruments that can help protect your assets from market declines throughout retirement. We believe that product allocation can be an effective means of protecting your assets.
Diversifying your retirement assets among a variety of vehicles, asset classes, companies, and styles may offer you the best chance of meeting your retirement income goals throughout your lifespan. This can be done through insurance products and investments, depending on what is appropriate for your situation.
*Guarantees are backed by the financial strength and claims paying ability of the issuing insurance company.